Breakdown and Get Interchange Process 2
By knowing about the processing of breakdown and get interchanges, it’s easier to frame that interchange as the wholesale cost and discount as the retail cost, with the difference reflecting the cost applied a huge set of middlemen such industry term or no sexism intended.
Remember that merchant banks, acquirers and third party processors also have internal sales person who get different buy rates than they provide to ISO, plus international sales organizations can shave the buy rates to give merchants better rates, making up the difference in other fee structures, or pad the buy rates to take advantage of small unknowledgeable merchants, etc
Buy rates also vary greatly based upon projected volume, stability and size of the merchant, negotiating ability and plethora of different conditions and circumstances.
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